Terms and Conditions

These terms and conditions govern your use of our financial planning subscription service. By subscribing to our services, you agree to comply with and be bound by these terms.

Agreement to Terms

By accessing our website, subscribing to our services, or participating in consultations, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.

These terms create a legally binding agreement between you and talinexovira Financial Planning Pty Ltd.

Key Definitions

For clarity, these terms have specific meanings throughout this agreement:

  • "Service" refers to our financial planning subscription, consultations, and related platform features
  • "User" or "Client" refers to individuals who subscribe to or use our services
  • "Content" includes all information, guidance, and materials provided through our service
  • "Company" refers to talinexovira Financial Planning Pty Ltd and our authorized representatives

Service Usage Guidelines

Your subscription grants you access to our financial planning services subject to these usage terms:

Permitted Uses

  • Accessing monthly consultations and receiving personalized financial planning guidance
  • Using our scheduling platform and communication tools for service delivery
  • Receiving educational content and resources related to financial planning

Prohibited Activities

  • Sharing login credentials or allowing unauthorized access to your account
  • Recording consultations without explicit consent from our representatives
  • Using our services for illegal activities or fraudulent purposes
  • Attempting to reverse-engineer or copy our proprietary methodologies

Client Responsibilities

As a service subscriber, you agree to:

  • Provide accurate information necessary for effective financial planning
  • Attend scheduled consultations or reschedule with appropriate notice
  • Implement strategies independently and seek additional professional advice when needed
  • Maintain confidentiality of proprietary planning methodologies shared during consultations

Intellectual Property Rights

All content, methodologies, and materials provided through our service remain the intellectual property of talinexovira Financial Planning Pty Ltd and are protected by Australian copyright law.

You may not reproduce, distribute, or commercialize our content without written permission.

Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these terms.

Privacy Policy Details

Subscription and Payment Terms

Your subscription is subject to the following payment terms:

  • Monthly subscription fees are AUD $250 including GST, charged monthly in advance
  • Payment is due on your subscription anniversary date each month
  • Failed payments may result in service suspension until payment is resolved

Service Termination

Either party may terminate your subscription with 30 days written notice. We reserve the right to terminate immediately for breach of these terms or non-payment.

Upon termination, access to consultations and platform features will cease, though you retain previously provided guidance and materials.

Service Disclaimers

Our financial planning subscription provides general guidance and educational content. We do not guarantee specific financial outcomes or provide investment management services.

Services are provided "as is" without warranties of any kind, either express or implied.

Liability Limitations

To the maximum extent permitted by Australian law, our liability for any claim relating to our services is limited to the amount paid for services in the 12 months preceding the claim.

Our maximum liability shall not exceed AUD $3,000 for any single claim or series of related claims.

User Indemnification

You agree to indemnify and hold harmless talinexovira Financial Planning Pty Ltd from any claims arising from your breach of these terms, misuse of our services, or implementation of financial strategies without appropriate professional oversight.

Dispute Resolution Process

We're committed to resolving disputes fairly and efficiently:

Internal Resolution

We encourage direct communication to resolve any service concerns. Contact us first to discuss any issues.

  • Initial disputes should be raised in writing within 30 days of the issue arising
  • We'll respond within 14 business days with our proposed resolution
  • If unresolved, disputes may be escalated to external dispute resolution services

External Dispute Resolution

Unresolved disputes may be referred to the Australian Financial Complaints Authority (AFCA), our external dispute resolution scheme.

AFCA provides free dispute resolution services for financial service complaints.

www.afca.org.au

Governing Law

These terms are governed by the laws of Victoria, Australia. Any legal proceedings shall be conducted in Victorian courts unless otherwise required by consumer protection laws.

Severability

If any provision of these terms is found unenforceable, the remaining provisions shall continue in full force and effect.

Complete Agreement

These terms, together with our Privacy Policy and other referenced policies, constitute the complete agreement between you and talinexovira Financial Planning Pty Ltd regarding our services.

Terms Modifications

We may update these terms occasionally to reflect changes in our services, legal requirements, or business practices.

Significant changes will be communicated through email or website announcements at least 30 days before taking effect.

Legal Questions

For questions about these terms and conditions, please contact us using the information provided in our contact section.

Email Address: contact@talinexovira.com

Phone Number: +61 980 270 161

Office Address: Level 15, 385 Bourke Street, Melbourne VIC 3000

Last updated: September 13, 2025